Buying a used vehicle? Want to check its history?Buying a used vehicle? Want to check its history?
For the most up-to-date & detailed car history reports -For the most up-to-date & detailed car history reports -
don't regret it, Motorcheck it!don't regret it, Motorcheck it!
Insurance Write-Off Classifications
What is a 'Write-off'?
If a vehicle has been involved in an accident or theft and sustained material damage to its condition may be declared a 'write off' or 'total loss' by an insurer. There are over 100,000 write-offs recorded by Irish insurers every year and another 30,000 cases of theft.
Category A:
Scrap only - this vehicle should be crushed. It should never reappear on the road and there are no economically salvageable parts. It is of value only for scrap metal - e.g. a totally burnt-out vehicle.
Category B:
The bodyshell should be crushed. The vehicle should never reappear on the road, but it can be broken for spare parts plus any residual scrap metal.
Category C:
Vehicle extensively damaged and insurer has decided not to repair. May be repaired and put back on the road. In the UK a vehicle has to pass an inspection costing £36 (2007 price) to be re-registered as damaged repaired. In Ireland Motorcheck offers a pre-purchase inspection that examines a used car under 123 seperate headings. Click here for more.
Category D:
Vehicle damaged and insurer has decided not to repair. In the Uk when this vehicle has been repaired it can re-registered as 'damaged repaired'.
Category F:
Vehicle damaged by fire and insurer has decided not to repair. In the Uk when this vehicle has been repaired it can re-registered as 'damaged repaired'.